North Lauderdale Roof Grant: How to Get Help Paying for a New Roof

TL;DR: The City of North Lauderdale has offered eligible owner-occupied homeowners grant money toward a new roof (and other storm-hardening work) — funded largely through federal American Rescue Plan Act money. When it’s a grant, there’s nothing to pay back, and the city pays the roofing contractor directly. The catch: these programs run in limited funding rounds that open and close, each has its own eligibility rules (owner-occupancy, income, and on some programs a minimum age and a multi-year residency commitment), and the marquee roof-grant window has, at times, been closed. Below is how the programs work, how to check what’s open right now — and what to do if you missed the window and still need a roof.

If you own a home in North Lauderdale and your roof is aging out, it’s worth knowing what assistance the city has offered, because most roofing companies won’t walk you through it. Just as important: knowing what to do if the grant window is closed when you need it, which is often.

What Is the North Lauderdale Roof Grant?

In 2023, North Lauderdale launched a first-of-its-kind program using federal American Rescue Plan Act (ARPA) funds — part of the more than $22 million the city received — to help residents “harden” their homes against South Florida storms, including grants toward a new roof or new impact windows and doors.

When that assistance comes as a grant, it doesn’t get paid back — unlike a loan or a lien. But because it’s funded from a fixed pot of money, it isn’t always available. The city opens an application window, the funding fills up, and the window closes until (and unless) more funding is allocated. That’s the single most important thing to understand: a North Lauderdale roof grant is a periodic opportunity, not a standing benefit.

Is It Open Right Now?

It depends on when you’re reading this, and the only reliable answer comes straight from the City. As programs cycle, you’ll typically see a mix of statuses — for example, the city’s Hurricane Loss Mitigation Program (which can include re-roofing) has periods where it is closed and taking waitlist names only, while a smaller Minor Home Repair match may be open.

Before you plan around any of it, call the City’s Grant Department at (954) 724-7069, Option 3, or email grants@nlauderdale.org to confirm what is currently funded and open. If a program is open, act quickly — these windows fill.

Who Qualifies?

Exact requirements differ by program and by funding round, but North Lauderdale’s homeowner assistance programs have generally required that you:

• Own and occupy the home as your primary residence (homestead).
• Be current on your property taxes.
• Have no open code violations on the property.

Beyond those basics, individual programs add their own conditions. Depending on the program, that can include household income limits, a minimum age requirement, and a commitment to keep the home as your primary residence for a set number of years after the work is done. Because those specifics change with each funding cycle, don’t assume — confirm the exact current requirements with the City before you apply.

How the Process Works

When a grant program is open, the structure is designed so the qualified homeowner never fronts the money:

• 1. You register / apply — online or at City Hall through the Grant Department.
• 2. The city evaluates your home — an evaluator confirms the roof genuinely needs the work.
• 3. Contractors submit quotes — licensed, insured roofing contractors inspect the home and send written estimates to the city, usually several that are equal in scope so the city can compare fairly.
• 4. The city contracts and pays — the city contracts with the selected contractor and, on a grant, pays that contractor directly.

Done right, a qualified homeowner gets a brand-new, code-compliant roof without writing a check for it.

The Catch Nobody Tells You About — and Why It Matters When You Pick a Contractor

Here’s the part that trips up both homeowners and roofers: the city pays the contractor after the roof is 100% complete and has passed final inspection — and that payment can take several weeks to arrive. In our experience on these jobs, it has run about 6 to 8 weeks from completion to payment. It always comes. It just doesn’t come fast.

For a roofing company, that means fully installing a roof — materials, labor, permits, the whole job — and then waiting a month and a half or more to get paid. A lot of contractors won’t do it. They either refuse grant work outright or pressure the homeowner to pay up front and get reimbursed later, which defeats the purpose of the program.

At All Phase Construction USA, we do these jobs the way they’re meant to be done: we carry the timeline ourselves. We complete the roof, coordinate the paperwork and inspections with the city, and wait for the city to pay us — so you are never asked to come out of pocket while the grant is processed. If you’re using this program, choose a contractor who has actually run these jobs and is willing to wait on the city. That list is shorter than you’d think.

Other North Lauderdale & Broward Roofing Assistance

The ARPA roof grant is the headline, but it isn’t the only help that has been available. Depending on the year and funding:

• Hurricane Loss Mitigation Program (HLMP): State Division of Emergency Management funds for wind-resistance work — including re-roofing, secondary water barrier, hurricane straps, and opening protection. Availability is limited and funding-based; it is often closed with a waitlist.
• Minor Home Repair Program: A 50% matching program (up to about $2,000 from the city) for smaller health, safety, and aesthetic repairs on owner-occupied homes.
• Broward County / SHIP: The State Housing Initiatives Partnership program, offered through Broward County, can fund roof replacement for income-eligible owner-occupants — typically as a zero-interest, forgivable loan secured as a second mortgage and forgiven over a set number of years, rather than an outright grant.

A dual-licensed contractor who knows these programs can help you figure out which one fits before you apply.

Why a Dual-Licensed Contractor Matters for a Grant Roof

North Lauderdale sits in Broward County, a legal High-Velocity Hurricane Zone (HVHZ) — the strictest roofing code in the country. A grant-funded roof still has to meet all of it: full-coverage secondary water barrier, enhanced fastening, tested and approved materials, and permitted, inspected installation. Storm-readiness is the whole point of these programs, so the work is held to a real standard.

All Phase Construction USA is dual-licensed — a Florida State Certified Roofing Contractor (CCC-1331464) and Certified General Contractor (CGC-1526236). If the tear-off uncovers structural problems — rotted decking, failed roof-to-wall connections, missing straps — we handle the structure and the roof under one contract, without stopping to bring in a second company. On a grant job with a city inspector involved, that keeps the project moving and the paperwork clean.

Missed the Window? You Still Have Options.

Here’s the reality: these grant windows are narrow, the funding runs out, and plenty of homeowners find the program closed right when their roof is failing. If that’s you — or if you don’t meet a particular program’s age, income, or residency rules — a leaking or end-of-life roof still can’t wait for the next funding cycle.

That’s exactly why we offer simple, flexible payment plans. A new roof shouldn’t come down to whether you happened to catch an open grant window. We can get you a code-compliant, HVHZ-rated roof now and spread the cost into manageable monthly payments — see our financing and easy payment options, or use the roof cost calculator to get a ballpark first.

How to Get Started

If you want to pursue a grant, start with the City — the grant is theirs to award, and only they can tell you what’s currently funded and open:

• City of North Lauderdale Grant Department: (954) 724-7069, Option 3
• Email: grants@nlauderdale.org
• Online: the City’s Resident Grant Opportunities page lists current programs and status

When you need contractor quotes — whether for a grant or on your own — call us. We’ll inspect your roof, give you a written, code-compliant quote in the format the city needs, and handle the job from tear-off through the city’s final payment. Call (754) 227-5605 for a free North Lauderdale roof inspection.

North Lauderdale Roof Grant FAQ

Is the North Lauderdale roof grant open right now?
It varies by funding cycle. Windows open and close, and some programs are frequently closed with a waitlist. Always confirm current status with the City at (954) 724-7069, Option 3 before you plan around it.

Do I pay the grant money back?
Not when it’s a true grant — the city’s ARPA-funded roof assistance is structured as a grant with no repayment. Some other programs, like the county SHIP program, are forgivable loans instead. Confirm which one you’re applying to.

Are there age or residency requirements?
Some programs have them — for example a minimum age and a commitment to keep the home as your primary residence for a set number of years. The specifics differ by program and funding round, so verify the current rules with the City.

What if I missed the window or don’t qualify?
You don’t have to wait for the next cycle. We offer flexible payment plans so you can get the roof you need now — ask us about financing options.

Does a grant roof still have to meet hurricane code?
Yes. North Lauderdale is in Broward County’s HVHZ, so any roof — grant-funded or not — must meet full High-Velocity Hurricane Zone requirements.

Get a Roof Quote in North Lauderdale

All Phase Construction USA is a dual-licensed roofing and general contractor headquartered in Deerfield Beach, minutes from North Lauderdale. Whether you’re applying for a grant or paying another way, we’ll get you a code-compliant roof and make the process painless. Explore North Lauderdale roofing services or our Broward County roof replacement guide, then reach out.

Contact All Phase Construction USA:
Phone: (754) 227-5605
590 Goolsby Blvd, Deerfield Beach, FL 33442
leads@allphaseusa.com
allphaseconstructionfl.com

Prepared by the roofing specialists at All Phase Construction USA, serving Broward and Palm Beach County since 2006. Grant program details reflect publicly reported information about the City of North Lauderdale’s homeowner assistance programs and are subject to change; program terms, eligibility, amounts, and availability vary by funding cycle — confirm all current details directly with the City of North Lauderdale before applying.

Need Professional Roofing Service?

Contact All Phase Construction USA for expert roofing services in Broward and Palm Beach County.

Call (754) 227-5605

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