Use the calculator to get a preliminary roof replacement cost for any home in Broward or Palm Beach County. The estimate is based on the inputs you provide and 2026 South Florida material and labor rates. It is not a proposal — every real proposal is written line-item after an in-person inspection — but it gives you a defensible budget number before you call anyone.
For a typical 2,000-square-foot single-family home in Broward or Palm Beach County, with a full HVHZ-spec install (SBS peel-and-stick underlayment, NOA-documented system, code-current fastening):
The biggest cost drivers, in order, are pitch, tear-off layers, underlayment system, and what the deck looks like once the old roof is off. Two homes with identical square footage and identical material can differ by 30% on final invoice based on those four variables alone.
HVHZ-spec versus base spec is the second tier. Broward roofs are required by code to use NOA-approved products and HVHZ fastening patterns. Palm Beach roofs are not legally required to, but most reputable contractors voluntarily build to HVHZ spec because the wind exposure is the same. The calculator assumes HVHZ-spec install for both counties.
Every price range on this page runs from a code-minimum build at the low end to an insurance-optimized build at the high end. A code-minimum roof passes inspection and nothing more: standard underlayment, baseline fastening, and few or no wind-mitigation credits. An insurance-optimized roof is built to High-Velocity Hurricane Zone specification even where it is not legally required — full secondary water barrier, enhanced roof-to-wall connections, sealed roof deck, and documented wind-mitigation features that Florida insurers grant premium discounts for.
The cheapest roof bid is usually the most expensive roof to own. The install price is only half the cost of a roof in South Florida — the other half is what the homeowner pays in insurance premiums every year afterward. As an illustrative example using the same assumptions as our calculator: a typical tile-roofed single-family home in Broward or Palm Beach County might pay roughly $6,800–$9,200 per year in premiums with a code-minimum roof, versus roughly $3,800–$5,400 per year with an insurance-optimized roof. That is thousands of dollars per year, every year, across a 20–25 year roof life — which is why the higher up-front cost of an optimized installation typically pays for itself within about three to six years, with everything after that being ongoing savings.
Florida premiums also tend to ratchet upward after major hurricane seasons and rarely come back down, so a roof that earns maximum wind-mitigation discounts keeps the homeowner on the lower side of every future increase. Practical advice we give every homeowner: do not compare roofing bids on price alone. Compare them on which wind-mitigation features are included and which insurance discounts the finished roof will document and earn — then have a wind mitigation inspection (OIR-B1-1802 form) done after installation so the discounts are actually applied.
Every real proposal accounts for items the calculator can't see from a description: existing skylight or solar tube replacement, decorative tile profiles requiring custom-order lead time, second-story access constraints, HOA / ARB review timelines, and structural items uncovered at tear-off. Use the calculator number as a budget reference, then call (754) 227-5605 for a written line-item proposal.